I love it when there are comments that actually make me think and go deeper into logic.
"the hoarder isn't actually deferring consumption: they're consuming the money's services (liquidity, optionality, removal of uneasiness) in the present moment." Are you trying to say that Mises is wrong, or that your definition of hoarding is somehow different than Mises' "plain saving"? Assuming the latter, I think it would help clarify things if you could explain that difference in relation...
"the hoarder isn't actually deferring consumption: they're consuming the money's services (liquidity, optionality, removal of uneasiness) in the present moment." Are you trying to say that Mises is wrong, or that your definition of hoarding is somehow different than Mises' "plain saving"? Assuming the latter, I think it would help clarify things if you could explain that difference in relation...